Investment Products Interest Rates | NamPost - We Deliver More

Investment Products Interest Rates

Period 1 March 2017 - 31 March 2017

SAVE-AS-YOU-EARN (SAYE)

  • Interest rate of 2.75% p.a tax-free on daily balance.
  • Plus a bonus on the total interest earned, depending on the contract period, only paid once when the contract has matured.
  • Minimum amount is N$50.00and recurring monthly payments equal to the initial amount deposit.
Contract PeriodBonus Percentage
2 Years75 %
3 Years85 %
4 Years100 %
5 Years120 %

Flexi SAVE-AS-YOU-EARN

  • Minimum amount is N$100.00 and additional deposits of N$50.00 and more can be made.

Contract PeriodInterest Percentage
1 Years2.75 % p.a. tax free

Interest Calculation : Capital x Term in days divided by 365 x interest rate = Interest

Example :

When investing N$ 70 500 an a Fixed Term Deposit for 3 Months, the calculation for interest paid will be : N$ 70 500 x 90 days devided by 365 days in a year x 4.40 % = N$ 764.88 interest received for the term of 90 days. Hence the interest received per month being : N$ 254.96

Investment

Investment PeriodInterest PercentageInterest Percentage

N$ 0 - 99 999

N$100 000 and above

Call Account2.70%2.75%
32 days Notice deposit4.70%4.75%
60 days Notice deposit4.80%4.85%

Monthly Interest

FTD (Months)N$ 0 - 99 999N$100 000 and above
Monthly Interest PayoutMaturity Interest PayoutMonthly Interest PayoutMaturity Interest Payout
35.02%5.05%5.07%5.10%
45.02%5.05%5.07%5.10%
55.06%5.10%5.11%5.15%
65.14%5.20%5.19%5.25%
75.28%5.35%5.33%5.40%
85.32%5.40%5.37%5.45%
95.45%5.55%5.50%5.60%
105.49%5.60%5.53%5.65%
115.52%5.65%5.57%5.70%
126.31%6.50%6.36%6.55%
186.45%6.65%6.50%6.70%
246.63%6.85%6.68%6.90%
367.05%7.30%7.10%7.35%

Call and notice deposits and My Choice:

Minimum amount is N$ 500.00 and additional deposit of N$ 100.00 and more can be made.

Fixed Term Deposit (FTD):

 Minimum amount is N$ 500.00 and additional deposits allowed of N$ 500.00 or more.

For any enquiries and rates for amounts 300 000 + relating to NSB clients, please don’t hesitate to contact us.

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