Investment Products Interest Rates | NamPost - We Deliver More

Investment Products Interest Rates

Period: annual

SAVE-AS-YOU-EARN (SAYE)

  • Interest rate of 2.75% p.a tax-free on daily balance.
  • Plus a bonus on the total interest earned, depending on the contract period, only paid once when the contract has matured.
  • Minimum amount is N$50.00and recurring monthly payments equal to the initial amount deposit.
Contract PeriodBonus Percentage
2 Years75 %
3 Years85 %
4 Years100 %
5 Years120 %

Flexi SAVE-AS-YOU-EARN

  • Minimum amount is N$100.00 and additional deposits of N$50.00 and more can be made.

Contract PeriodInterest Percentage
1 Years2.75 % p.a. tax free

Interest Calculation : Capital x Term in days divided by 365 x interest rate = Interest

Example :

When investing N$ 70 500 an a Fixed Term Deposit for 3 Months, the calculation for interest paid will be : N$ 70 500 x 90 days devided by 365 days in a year x 4.40 % = N$ 764.88 interest received for the term of 90 days. Hence the interest received per month being : N$ 254.96

Investment

Investment PeriodInterest PercentageInterest Percentage

N$ 0 - 99 999

N$100 000 - 499 999

Call Account1.53%1.57%
32 days Notice deposit

2.70%

2.98%
60 days Notice deposit3.00%3.38%

Monthly Interest

FTD (Months)N$ 0 - 99 999N$100 000  - 499 999
Monthly Interest PayoutMaturity Interest PayoutMonthly Interest PayoutMaturity Interest Payout
34.00%.4.01%4.15%4.16%
44.53%4.56%4.60%4.63%
54.60%4.64%4.68%4.73%
64.87%

4.92%

4.95%5.00%
75.12%5.19%5.17%

5.24%

85.15% 5.23%5.20%5.28%
9

5.17%

5.26%5.25%5.34%
105.20%5.30%5.27%5.38%
11

5.22%

5.34%5.30%5.42%
125.50%5.64%5.58%5.72%
185.65%5.88%5.73%5.97%
245.80%6.13%5.88%6.22%
365.98%6.53%6.05%6.62%

Call and notice deposits and My Choice:

Minimum amount is N$ 500.00 and additional deposit of N$ 100.00 and more can be made.

Fixed Term Deposit (FTD):

 Minimum amount is N$ 500.00 and additional deposits allowed of N$ 500.00 or more.

For any enquiries and rates for amounts 500 000 + relating to NSB clients, please don’t hesitate to contact us.

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