Investment Products

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Call Accounts

  • Minimum investment amount of N$ 500.00
  • No fixed period
  • Additional deposit of N$ 100.00 and more can be made
  • Funds can be accessed at any given time

Application for call account

32 Day notice account

  • Minimum investment amount of N$ 500.00
  • Subject to 32 Day notice to obtain funds.
  • Invest funds for an indefinite period
  • Additional deposit of N$ 100 and more can be made during the month
  • Account will be adjusted after 32 days should interest rates change

Application for a notice account

60 Day Notice Account

  • Invest funds for a indefinite period of time
  • Subject to 60 Day notice to obtain funds.
  • Funds can be withdrawn upon advising 60 days prior to the time funds will be needed
  • Additional deposit of N$ 100.00 and more can be made during the month
  • Account will be adjusted after 60 days should interest rates change

Application for a notice account

Fixed Term Deposits

  • 90-day Fixed Term Deposit
  • 4 to 36 months Fixed Term Deposit
  • Investment will mature after the indicated duration
  • The interest rate remains unchanged for the investment period
  • No withdrawals are permitted for the duration of the investment
  • A penalty fee is payable upon closing of the account before maturity.
  • Minimum investment amount of N$ 500.00
  • Additional deposits of N$ 500.00 and more can be made during the investment period

Application for Fixed Term Deposits

Flexi Save-As-You-Earn

  • A tax-free interest rate of 2.75% per annum
  • No bonus
  • Investment period of one year only
  • Minimum investment amount of N$100.00
  • Additional deposits of N$50.00 and more can be made

Application for SAYE or Flexi-SAYE accounts

Save-As-You-Earn

  • A tax free interest rate of 2.75% per annum calculated on a daily balance.
  • A bonus is payable on the total interest earned upon maturity depending on the invested amount.
  • Minimum investment amount is N$50.00 and recurring monthly payments equal to the initial deposited amount. 

Application for SAYE or Flexi-SAYE accounts

My Choice

  • Some customers want to invest funds FOR a specific number of days or want their funds AFTER a specific number of days, or want their funds AT a specific date.
  • The duration of the investment is dependent on the client
  • The rate will be determined by the period and amount invested
  • Minimum investment amount of N$ 500.00
  • Additional deposits of N$ 500.00 and more can be made during the period

Application for My Choice accounts

General information:

  • All investments are TAX-FREE provided the customer invests in his/her individual capacity.
  • NO annual or administration fees on any product, however penalty fees apply as per terms & conditions.

Click to download the Waiver and Indemnity (E-mailed Statements & Correspondence) for Individual

Click to download the Terms and Conditions

Interest Rates

Investment Products Interest Rates

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