Who may apply? - PostFin | NamPost - We Deliver More

Who may apply?

  • Employees of companies who have a Payroll Deduction Agreement with PostFin or people who have their monthly income deposited electronically onto their NamPost SmartCard.
  • Your monthly salary/wages must be paid into your SmartCard account for at least three consecutive months. This condition is not applicable to clients whose employer has a Payroll Deduction Agreement with PostFin.
  • All clients must provide bank statements from the last three months.
  • Your monthly loan repayments may not exceed 33.3% of your Gross salary/wage including allowances but excluding overtime, bonuses and commission.
  • You must have been employed for last 12 consecutive months (excluding War Veterans and Pensioners).
  • You my not be insolvent and not under financial administration.
  • Namibian Citizens and Permanent residents.
  • People who are older than 21 years but younger than 74 

All applications are subject to Credit Bureau Clearance and Credit Evaluation. 

PostFin loans currently accrue interest at a rate of 18.5% per annum. 

Be Smart – compare what your monthly loan repayment at PostFin will be to that which you would be paying any of our competitors – chances are that PostFin is more affordable!

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