Who may apply? - PostFin | NamPost - We Deliver More

Who may apply?

PostFin offer Personal loans to the following clients:

  • Employees who are permanently employed by companies which have a payroll agreement with PostFin (an employee will need to be permanently employed for a minimum period of 12 consecutive months in order to qualify).
  • Government employees who have been permanently employed.
  • Clients who receive their salary through their NamPost SmartCard account for a consecutive 12 months.
  • Old Age pensioners receiving a monthly pension grant from the government – the pension grant should be paid electronically into the NamPost SmartCard for a consecutive 3 months.
  • Disability Grant receivers, where the monthly grant is paid into their NamPost SmartCard accounts for a consecutive 6 months.
  • GIPF pensioners, where their monthly income is paid electronically into their NamPost SmartCard account for a consecutive 6 months.
  • War Veterans who receive a monthly grant which is being paid electronically into their NamPost SmartCard account for a consecutive 12 months.

All applications are subject to Credit Bureau Clearance and Credit Evaluation. 

PostFin loans currently accrue interest at a rate of 12.04% per annum (effective 01 August 2020).

Be Smart – compare what your monthly loan repayment at PostFin will be to that which you would be paying any of our competitors – chances are that PostFin is more affordable!

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