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What is PostFin?

NamPost Financial Brokers (Pty) Ltd trading as PostFin is a wholly owned subsidiary of NamPost. It was created as a conduit for NamPost to better serve Namibians by providing access to affordable financial services throughout the Country. Our slogan is “Your Helping Hand”.

Who may apply?

PostFin offer Personal loans to the following clients:

• Employees who are permanently employed by companies which have a payroll agreement with PostFin (an employee will need to be permanently employed for a minimum period of 12 consecutive months in order to qualify).
• Government employees who have been permanently employed.
• Clients who receive their salary through their NamPost SmartCard account for a consecutive 12 months.
• Old Age pensioners receiving a monthly pension grant from the government – the pension grant should be paid electronically into the NamPost SmartCard for a consecutive 3 months.
• Disability Grant receivers, where the monthly grant is paid into their NamPost SmartCard accounts for a consecutive 6 months.
• GIPF pensioners, where their monthly income is paid electronically into their NamPost SmartCard account for a consecutive 6 months.
• War Veterans who receive a monthly grant which is being paid electronically into their NamPost SmartCard account for a consecutive 12 months.
  

What documents should applicants bring along?

• A valid original Namibian identity document.
• A Medical Aid card or health passport.
• Three months’ latest bank statements, with the relevant bank’s stamp on it.
• Latest original payslip for all permanently employed clients.
• If the client is married, a certified copy of the marriage certificate is required.
• If the client is married out of community of property, a certified copy of the ante-nuptial contract is required.
• If the client is a government grant receiver, proof from Ministry of Labour and Social Welfare is required, i.e. Grant letter, stating that the grant is permanent.
• NamPost SmartCard Account (If the client doesn’t have one, they will be assisted in opening an account while they are in the Post Office.
  

What does PostFin offer customers?

At PostFin we strive to provide financial inclusion to all Namibians by providing affordable loan options. PostFin offer loans from as little as N$ 750 to a maximum of N$ 200 000.00. With repayment periods ranging from 12 months to a maximum term of 60 months. Applications can be done at any of the following Post Offices:

Windhoek NamPost Head Office, 2nd Floor, South

Ondangwa	Grootfontein	Oshikango	Otjiwarongo
Oshakati	Mariental	Rundu	Tsumeb
Ngweze	Ohangwena	Keetmanshoop	Okahandja
Rehoboth	Luderitz	Outapi	Omuthiya
Swakopmund	Gobabis	Opuwo	Oluno
Walvis Bay	Khorixas	Rundu	Omaruru

Debt Consolidation

PostFin also assists our Clients by offering them an option to have their existing debt consolidated; PostFin settles ITC listings (if not by a registered financial institution) – this clears our Clients’ credit track record and provides a platform for them to improve their financial future.

Credit Life Policy

Credit Life assurance protects and assists the borrower and his/her family against certain eventualities. The policy benefits are paid out in event of:

• Death
• Total and Permanent Disability
• Temporary Disability Personal Catastrophe (Heart attack, Stroke, Cancer, Major Burns)
• HIV through blood transfusion
• Retrenchment

There is a Microplus Benefit for your beneficiaries in case of  death.

Loan Amounts with Instalments

Loan Amount	Period	Installment	Period	Installment
1050	48	42.44	60	38.57
5000	48	195.58	60	176.84
10000	48	389.43	60	351.87
20000	48	824.14	60	751.92
30000	48	1214.85	60	1101.98
40000	48	1602.56	60	1452.03
50000	48	2040.26	60	1852.09
80000	48	3047.12	60	2743.71
100000	48	3978.80	60	3602.36

*All certified copies should not be older than 3 months.

All applications are subject to Credit Bureau Clearance and Credit Evaluation.