PostFin | NamPost - We Deliver More

PostFin

What is PostFin?

NamPost Financial Brokers (Pty) Ltd trading as PostFin is a wholly owned subsidiary of NamPost. It was created as a conduit for NamPost to better serve Namibians by providing access to affordable financial services throughout the Country. Our slogan is “Smart Borrowing made Simple”.

Who may apply?

PostFin offer Personal loans to the following clients:

  • Employees who are permanently employed by companies which have a payroll agreement with PostFin (an employee will need to be permanently employed for a minimum period of 12 consecutive months in order to qualify).
  • Government employees who have been permanently employed.
  • Clients who receive their salary through their NamPost SmartCard account for a consecutive 12 months.
  • Old Age pensioners receiving a monthly pension grant from the government – the pension grant should be paid electronically into the NamPost SmartCard for a consecutive 3 months.
  • Disability Grant receivers, where the monthly grant is paid into their NamPost SmartCard accounts for a consecutive 6 months.
  • GIPF pensioners, where their monthly income is paid electronically into their NamPost SmartCard account for a consecutive 6 months.
  • War Veterans who receive a monthly grant which is being paid electronically into their NamPost SmartCard account for a consecutive 12 months.

What does PostFin offer customers?

At PostFin we strive to provide financial inclusion to all Namibians by providing affordable loan options. PostFin offer loans from as little as N$ 750 to a maximum of N$ 100 000.00. With repayment periods ranging from 6 months to a maximum term of 60 months. Applications can be done at any of the following Post Offices:

Windhoek NamPost Head Office, 2nd Floor, South

Khomasdal

Katutura

Ausspannplatz

Eenhana

Ondangwa

Grootfontein

Oshikango

Otjiwarongo

Oshakati

Mariental

Rundu

Tsumeb

Ngweze

Ohangwena

Keetmanshoop

Okahandja

Rehoboth

Luderitz

Outapi

Omuthiya

Swakopmund

Gobabis

Opuwo

Oluno

Walvis Bay

Khorixas

Rundu

Omaruru

Karasburg




Debt Consolidation

PostFin also assists our Clients by offering them an option to have their existing debt consolidated; PostFin settles ITC listings (if not by a registered financial institution) – this clears our Clients’ credit track record and provides a platform for them to improve their financial future.

Credit Life Policy

Credit Life assurance protects and assists the borrower and his/her family against certain eventualities. The policy benefits are paid out in event of:

  • Death
  • Total and Permanent Disability
  • Temporary Disability Personal Catastrophe (Heart attack, Stroke, Cancer, Major Burns)
  • HIV through blood transfusion
  • Retrenchment

There is a Microplus Benefit for your beneficiaries in case of  death.

What documents should applicants bring along?

  • A valid original Namibian identity document.
  • A Medical Aid card or health passport.
  • Three months’ latest bank statements, with the relevant bank’s stamp on it.
  • Latest original payslip for all permanently employed clients.
  • If the client is married, a certified copy of the marriage certificate is required.
  • If the client is married within community of property, a certified copy of the ante-nuptial contract is required.
  • If the client is a government grant receiver, proof from Ministry of Labour and Social Welfare is required, i.e. Grant letter, stating that the grant is permanent.
  • NamPost SmartCard Account (If the client doesn’t have one, they will be assisted in opening an account while they are in the Post Office.

Loan Amounts with Instalments

Loan Amount Term Installment Term Installment
10504836.776032.93
500048169.3260150.84
1000048337.1160300.10
2000048722.6860648.62
30000481058.2560947.13
40000481393.82601245.65
50000481779.39601594.17
80000482786.10602489.71
100000483457.2460
3086.75

*All certified copies should not be older than 3 months.

All applications are subject to Credit Bureau Clearance and Credit Evaluation.

Who may apply?

Be Smart – compare what your monthly loan repayment at PostFin will be to that which you would be paying any of our competitors – chances are that PostFin is more affordable!

read more

What does PostFin offer customers?

At PostFin we strive to provide financial inclusion to all Namibians by providing affordable loan options. PostFin offer loans from as little as N$ 750 to a maximum of N$ 100 000.00. With repayment periods ranging from 6 months to a maximum term of 60 months.

read more

Debt Consolidation

PostFin also assists our Clients by offering them an option to have their existing and probably more expensive debt consolidated; PostFin also settles any ITC listing (if not by a registered financial institution) – this clears our Clients’ credit track record and provides a platform for them to improve their financial future.

read more

Credit Life Policy

Credit Life assurance protects and assists the borrower and his/her family against certain eventualities.

read more

What documents should applicants bring along?

What documents should applicants bring along?

read more

Loan Amounts with Installments

Loan Amounts with Installments

read more

Contact PostFin

Feel free to contact us

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Post Office Finder

Find your nearest Post Office by either name of town, city or region.

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