Products and Services

What do I need to apply?

  • When opening a SmartCard for an Individual we need the following information:
  • Your Namibian Identity Document, or
  • Drivers licence together with the Namibian Birth Certificate, or
  • Namibian Voters Registration card together with the Namibian Birth Certificate, or
  • Passport (if the customer is a foreigner).



When opening a SmartCard for a Minor we need the following information:

  • The full birth certificate of the minor, and
  • Parent’s Namibian Identity Document, or
  • Legal guardian’s  Namibian Identity Document and Letter from the Magistrate’s courts of Namibia appointing the person as a Legal guardian 

When opening a SmartCard for a Business we need the following information:

  • The Namibian Identity Documents of all Members, Directors, etc.
  • The Namibian Identity Documents of all Authorised Signatories, if they are not members, directors, etc.
  • The registration documents of the business, with the Ministry of Trade and Industry stamp on them, or a receipt from the Ministry.

 What are the benefits?

  • The transaction costs on our SmartCard is affordable.
  • There is no need to remember  a pin code! Your fingerprints are used for indentification. That means only you can gain access to your account.
  • Better security means your money is safer than ever.
  • Accepted across the country at Merchant stores and 134 Post Offices.
  • If you are a pensioner or other payment beneficiary you no longer have to come to the Post Office on a specific day. Your money can automatically be transferred onto your card.
  • If you lose your SmartCard (or if its stolen), there’s no worry.
  • Simply come into the Post Office and get yourself a new one. Remember: No one else can get access to your money, even if they have your card!
  • You can obtain funeral cover for only N$9,99.
  • You can apply for personal loan at PostFin if your salary is deposited directly into your card for longer than three months.
  • You can pay your accounts via your SmartCard. 


  • Drawing your money is easier than ever!
  • That means shorter queues at the Post Office too!
  • You can use your SmartCard to pay for any service or product available at any Post Office, such payments, airtime and a whole lot more!
  • You’ll be able to pay things like groceries directly with your card at any participating store!
  • You will also be able to transfer money from one card to another, pay any accounts at any bank. All at very low rates.
  • The SmartCard is simply the best way for you to carry money with you in and around Namibia.
  • The process  only takes a few minutes and you will have your card and be ready to enjoy the benefits that come with the SmartCard.

Join the SmartCard family today!

Teach your child to save!

Where can you find us to transact?

Point of Sales


Click here to download the Terms and Conditions for SmartCards